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在每个州舒适地退休要花多少钱啊

2023-10-19 21:50:33 110

<p>Most Americans are woefully underprepared for retirement. ba<em></em>sed on analysis of Federal Reserve data by the accounting firm PwC, the typical American between the ages of 55 and 64 has just $120,000 in a retirement savings account. Though the vast majority of retirees supplement their savings with Social Security income, the average mo<em></em>nthly Social Security payment is o<em></em>nly $1,694 - not nearly enough to cover typical living expenses, let alone luxuries like travel and dining out. <br/></p><p>Partially as a result, the number of Americans working past retirement age is rising fast. Data from the Bureau of Labor Statistics shows that more than 26% Americans between ages 65 to 74 were still working in 2020, and that share is projected to hit 32% by 2030. In 1995, a<em></em>bout 17.5% of Americans that age were working, and the percentage was even lower before that. <br/></p><p>For those who do not want to work past age 65 and still be financially secure, there is a certain amount of mo<em></em>ney they can expect to need. This amount should account for expenditures throughout retirement and can come from retirement savings or other sources of income.<br/></p><p>Using data from the BLS, the Bureau of Eco<em></em>nomic Analysis, and the Natio<em></em>nal Center for Health Statistics, 24/7 Wall St. determined estimated average expenditures throughout retirement in each state. We <b>丽水市卫生局</b> adjusted the BLS’s calculation of annual expenditures for 65 years and older residents in 2021 by the cost of living in each state and multiplied that figure by 18.5, the life expectancy at 65, to provide the amount of mo<em></em>ney the average retiree would spend throughout retirement. We also accounted for inflation and added 15% for a financial cushion. <br/></p><p>ba<em></em>sed on these calculations, the typical 65 year old American can expect to spend just over $1.3 million in retirement. This amount can vary, from $1.1 million to over $1.5 million, depending on the state they live in. While some of these expenses are covered by Social Security, many of them require other income sources, such as investment income, a pension plan, or savings. (Here is a look at </em>ntent=the-8-best-investments-for-retirees&utm_term=<b>全日制脱产学习</b>812238881&wsrlui=812238881">the 8 best investments for retirees.)<br/></p><p>Older Americans on tighter budgets can save hundreds of thousands of dollars by residing in states with a low cost of living. In many Southern states, as well as several states in the Midwest, goods and services cost well below the natio<em></em>nal average - in some cases over 10% lower. Conversely, in certain states along the West Coast and in the Northeast, living expenses can be anywher<em></em><i></i>e from 6% to 13% higher than the natio<em></em>nal average. (Here is a look at </em><i></i>e-retirees-are-moving-2/?utm_source=tribune&utm_medium=referral&utm_campaign=tribune&utm_co<em></em>ntent=wher<em></em><i></i>e-retirees-are-moving-2&utm_term=812238882&wsrlui=812238882">wher<em></em><i></i>e retirees are moving.)</p>

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<p><strong>> Estimated lifetime retirement spending:</strong> $1,169,013 (2nd lowest)<br/> <strong>> Avg. cost of living:</strong> 11.9% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $53,913 (5th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.6% (23rd highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,385,205 (8th highest)<br/> <strong>> Avg. cost of living:</strong> 4.4% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $77,845 (12th highest)<br/> <strong>> Pop. 65 and older:</strong> 13.4% (3rd lowest)</p>

<p><strong>> <b>山东省专科学校排名</b> Estimated lifetime retirement spending:</strong> $1,282,839 (22nd highest)<br/> <strong>> Avg. cost of living:</strong> 3.3% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $69,056 (20th highest)<br/> <strong>> Pop. 65 and older:</strong> 18.3% (13th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,186,335 (4th lowest)<br/> <strong>> Avg. cost of living:</strong> 10.6% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $52,528 (4th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.4% (25th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,482,796 (2nd highest)<br/> <strong>> Avg. cost of living:</strong> 11.8% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $84,907 (5th highest)<br/> <strong>> Pop. 65 and older:</strong> 15.2% (6th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,366,238 (10th highest)<br/> <strong>> Avg. cost of living:</strong> 3.0% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $82,254 (9th highest)<br/> <strong>> Pop. 65 and older:</strong> 15.1% (5th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,360,853 (11th highest)<br/> <strong>> Avg. cost of living:</strong> 2.6% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $83,771 (8th highest)<br/> <strong>> Pop. 65 and older:</strong> 18.0% (16th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,295,518 (20th highest)<br/> <strong>> Avg. cost of living:</strong> 2.3% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $71,091 (19th highest)<br/> <strong>> Pop. 65 and older:</strong> 20.1% (5th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,345,295 (15th highest)<br/> <strong>> Avg. cost of living:</strong> 1.4% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $63,062 (15th lowest)<br/> <strong>> Pop. 65 and older:</strong> 21.1% (2nd highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,270,411 (24th highest)<br/> <strong>> Avg. cost of living:</strong> 4.2% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $66,559 (25th highest)<br/> <strong>> Pop. 65 and older:</strong> 14.7% (4th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,501,762 (the highest)<br/> <strong>> Avg. cost of living:</strong> 13.2% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $84,857 (6th highest)<br/> <strong>> Pop. 65 and older:</strong> 19.6% (7th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,217,252 (17th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.2% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $66,474 (24th lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.5% (14th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,345,057 (16th highest)<br/> <strong>> Avg. cost of living:</strong> 1.4% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $72,205 (17th highest)<br/> <strong>> Pop. 65 and older:</strong> 16.6% (17th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,229,971 (20th lowest)<br/> <strong>> Avg. cost of living:</strong> 7.3% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $62,743 (14th lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.4% (12th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,187,966 (5th lowest)<br/> <strong>> Avg. cost of living:</strong> 10.4% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $65,600 (21st lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.8% (20th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,209,042 (12th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.8% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $64,124 (18th lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.7% (18th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,182,077 (3rd lowest)<br/> <strong>> Avg. cost of living:</strong> 10.9% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $55,573 (7th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.0% (24th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,210,620 (13th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.7% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $52,087 (3rd lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.6% (16th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,289,258 (21st highest)<br/> <strong>> Avg. cost of living:</strong> 2.8% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $64,767 (19th lowest)<br/> <strong>> Pop. 65 and older:</strong> 21.7% (the highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,408,866 (7th highest)<br/> <strong>> Avg. cost of living:</strong> 6.2% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $90,203 (the highest)<br/> <strong>> Pop. 65 and older:</strong> 16.3% (11th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,413,270 (6th highest)<br/> <strong>> Avg. cost of living:</strong> 6.6% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $89,645 (2nd highest)<br/> <strong>> Pop. 65 and older:</strong> 17.4% (25th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,250,105 (24th lowest)<br/> <strong>> Avg. cost of living:</strong> 5.7% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $63,498 (17th lowest)<br/> <strong>> Pop. 65 and older:</strong> 18.1% (15th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,305,413 (19th highest)<br/> <strong>> Avg. cost of living:</strong> 1.6% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $77,720 (13th highest)<br/> <strong>> Pop. 65 and older:</strong> 16.8% (19th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,148,614 (the lowest)<br/> <strong>> Avg. cost of living:</strong> 13.4% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $48,716 (the lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.8% (20th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,220,514 (18th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.0% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $61,847 (11th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.6% (22nd highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,214,480 (15th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.4% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $63,249 (16th lowest)<br/> <strong>> Pop. 65 and older:</strong> 19.7% (6th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,216,920 (16th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.2% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $66,817 (24th highest)<br/> <strong>> Pop. 65 and older:</strong> 16.4% (13th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,267,214 (25th highest)<br/> <strong>> Avg. cost of living:</strong> 4.5% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $66,274 (23rd lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.5% (15th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,359,620 (12th highest)<br/> <strong>> Avg. cost of living:</strong> 2.5% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $88,465 (4th highest)<br/> <strong>> Pop. 65 and older:</strong> 19.3% (8th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,447,011 (4th highest)<br/> <strong>> Avg. cost of living:</strong> 9.1% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $89,296 (3rd highest)<br/> <strong>> Pop. 65 and older:</strong> 16.9% (21st lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,192,462 (6th lowest)<br/> <strong>> Avg. cost of living:</strong> 10.1% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $53,992 (6th lowest)<br/> <strong>> Pop. 65 and older:</strong> 18.5% (12th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,452,383 (3rd highest)<br/> <strong>> Avg. cost of living:</strong> 9.5% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $74,314 (14th highest)<br/> <strong>> Pop. 65 and older:</strong> 17.5% (24th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,244,163 (23rd lowest)<br/> <strong>> Avg. cost of living:</strong> 6.2% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $61,972 (12th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.0% (23rd lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,208,325 (11th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.9% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $66,519 (25th lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.0% (7th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,226,310 (19th lowest)<br/> <strong>> Avg. cost of living:</strong> 7.5% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $62,262 (13th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.8% (19th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,197,264 (8th lowest)<br/> <strong>> Avg. cost of living:</strong> 9.7% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $55,826 (8th lowest)<br/> <strong>> Pop. 65 and older:</strong> 16.2% (9th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,366,543 (9th highest)<br/> <strong>> Avg. cost of living:</strong> 3.0% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $71,562 (18th highest)<br/> <strong>> Pop. 65 and older:</strong> 18.6% (11th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,278,196 (23rd highest)<br/> <strong>> Avg. cost of living:</strong> 3.6% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $68,957 (21st highest)<br/> <strong>> Pop. 65 and older:</strong> 19.0% (9th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,353,956 (14th highest)<br/> <strong>> Avg. cost of living:</strong> 2.1% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $74,008 (15th highest)<br/> <strong>> Pop. 65 and older:</strong> 18.3% (14th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,242,677 (22nd lowest)<br/> <strong>> Avg. cost of living:</strong> 6.3% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $59,318 (9th lowest)<br/> <strong>> Pop. 65 and older:</strong> 18.6% (10th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,195,646 (7th lowest)<br/> <strong>> Avg. cost of living:</strong> 9.9% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $66,143 (22nd lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.6% (21st highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,205,023 (10th lowest)<br/> <strong>> Avg. cost of living:</strong> 9.1% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $59,695 (10th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.0% (22nd lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,306,460 (18th highest)<br/> <strong>> Avg. cost of living:</strong> 1.5% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $66,963 (23rd highest)<br/> <strong>> Pop. 65 and older:</strong> 13.2% (2nd lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,254,601 (25th lowest)<br/> <strong>> Avg. cost of living:</strong> 5.4% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $79,449 (11th highest)<br/> <strong>> Pop. 65 and older:</strong> 11.6% (the lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,308,556 (17th highest)<br/> <strong>> Avg. cost of living:</strong> 1.3% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $72,431 (16th highest)<br/> <strong>> Pop. 65 and older:</strong> 20.6% (4th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,356,543 (13th highest)<br/> <strong>> Avg. cost of living:</strong> 2.3% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $80,963 (10th highest)<br/> <strong>> Pop. 65 and older:</strong> 16.3% (10th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,444,173 (5th highest)<br/> <strong>> Avg. cost of living:</strong> 8.9% higher than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $84,247 (7th highest)<br/> <strong>> Pop. 65 and older:</strong> 16.2% (8th lowest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,203,816 (9th lowest)<br/> <strong>> Avg. cost of living:</strong> 9.2% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $51,248 (2nd lowest)<br/> <strong>> Pop. 65 and older:</strong> 20.7% (3rd highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,238,088 (21st lowest)<br/> <strong>> Avg. cost of living:</strong> 6.7% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $67,125 (22nd highest)<br/> <strong>> Pop. 65 and older:</strong> 17.9% (18th highest)</p>

<p><strong>> Estimated lifetime retirement spending:</strong> $1,212,503 (14th lowest)<br/> <strong>> Avg. cost of living:</strong> 8.6% lower than avg.<br/> <strong>> Median income for 65 & older households, 2021:</strong> $65,204 (20th lowest)<br/> <strong>> Pop. 65 and older:</strong> 17.9% (17th highest)</p><p><strong></em>ntent=best-and-worst-states-to-retire-according-to-bankrate&utm_term=812238883&wsrlui=812238883">ALSO READ: The Best and Worst States to Retire</strong></p>



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